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Reasonable & Customary Charges

When submitting a benefit claim, the amount of your reimbursement will be limited by the particulars of your benefit plan as well as the "Reasonable and Customary Charges" determined by Sun Life.  These charges reflect the maximum amount for which a health care professional can charge you for a particular service, and thus the maximum which you can submit to Sun Life.

For example:
You are charged $150 per visit by your acupuncturist, however, the reasonable and customary charge determined by Sun Life is $100 per visit.  You will therefore be reimbursed 85% of $100, or $85, and must pay the remainder out of pocket.

Services

Fee Regulatory Body

Acupuncturist (per visit)

$100

No Licensing Body.

Audiologist (treatment, per hour)

$120

http://www.osla.ca/

Chiropractor*
Initial Assessment
Subsequent Treatments
$134
$70
College:
http://www.cco.on.ca/

Ontario Association:

http://www.chiropractic.on.ca

Massage Therapist* (per visit)

$80

http://www.cmto.com/

Naturopath*
Initial Assessment
Subsequent Treatments
$270
$180

http://www.boardofnaturopathicmedicine.on.ca/

Occupational Therapist

$90

http://www.coto.org/

Orthopaedic Shoes (per pair)

$629

This limit is currently under review.

Orthotics (per pair)

$446-$623

This limit is currently under review.

Optometrist/Ophthalmologist

$90

http://www.eyecareoao.com

Osteopath
Initial Assessment
Subsequent Treatments
$100
$100

http://www.osteopathy-canada.com/

Physiotherapist
Initial Assessment
Subsequent Treatments
$150
$150

http://www.collegept.org/

Podiatrist/Chiropodist
Initial Assessment
Subsequent Treatments
$100
$90

http://www.cocoo.on.ca/

Psychologist (per hour)

$210

http://www.cpo.on.ca

Speech Therapist (treatment, per hour)

$150

http://www.osla.on.ca/

Effective May 2007.

* May also provide acupuncture treatments if the provider is accredited to do so by the applicable licensing body.



Please don't hesitate to contact us if you have any questions or Feedback.

Click here for a complete listing of Human Resources Contact Information.



 
January 9, 2008January 9, 2008